PM Vishwakarma Yojana 2024: Prime Minister Narendra Modi introduced the Pradhan Mantri Vishwakarma Yojana (PMVY) on February 1, 2023. This program aims to boost the Vishwakarma community, which includes artisans and craftspeople who work in various traditional trades. The plan provides skill training, money, and tools to improve the lives of these skilled workers.
PMVY has a budget of ₹13,000 crore and wants to help more than 140 castes within the Vishwakarma community. It seeks to enable their financial growth through self-employment and business ownership.
Objectives of PM Vishwakarma Yojana
The main goals of the PM Vishwakarma Yojana are:
- Skill Development: Giving artisans free training in different traditional crafts.
- Financial Support: Providing low-interest loans to start or grow businesses.
- Toolkits Provision: Helping artisans with money to buy tools they need for their work.
- Economic Upliftment: Boosting the income of artisans and craftsmen, which helps the whole community’s economy grow.
PM Vishwakarma Yojana Eligibility Criteria
To get benefits from the PM Vishwakarma Yojana, people must meet certain requirements:
- Age Requirement: You need to be 18 years old or older when you sign up.
- Occupation: You should work as a traditional artisan or craftsman. This includes jobs like carpentry, blacksmithing, masonry, pottery, and others like these.
- Family Registration: one person from each family can join the scheme. A family means a husband, wife, and their kids who aren’t married yet.
- Exclusion from Other Benefits: You can’t sign up if you’ve gotten loans from similar government programs to help you work for yourself or start a business in the last five years. But if you’ve paid back all your loans from programs like MUDRA or PM SVANidhi, you can still join.
- Citizenship: The scheme is open to Indian citizens.
PM Vishwakarma Yojana Required Documents
When applying for the PM Vishwakarma Yojana, you must have these documents ready:
- Aadhaar Card: This proves who you are.
- Voter ID Card: This serves as extra proof of your identity.
- Proof of Occupation: This shows you work in a job the scheme covers.
- Bank Account Details: The government needs this to send you money directly.
- Income Certificate: This tells how much money you make.
- Caste Certificate (if applicable): You need this if you belong to certain social or economic groups.
PM Vishwakarma Yojana Application Process
You can apply for the PM Vishwakarma Yojana online or at Common Service Centres (CSCs). Here’s how to do it:
- Go to the Official Website: Check out pmvishwakarma.gov.in to find application forms and learn about the scheme.
- Set Up Your Account:
- New users need to sign up on the website using their mobile number and Aadhaar Card.
- This step gives you safe access to your own dashboard.
- Complete the Application Form:
- Once you’ve logged in, fill out the form with your personal info and details about your trade.
- Document Upload:
- Upload all required papers including Aadhaar Card, Voter ID proof of job, and bank info.
- Check and Send:
- Look over your application closely to make sure all details are right before you send it in.
- Get Confirmation:
- After you send it, you’ll get a message on your phone or email to confirm, along with a special ID number to track your application.
Checking Process
They check applications at three levels:
- Gram Panchayat or ULB Level: First check by local officials.
- District Level: More detailed look by district staff.
- Final Approval: A screening committee gives the go-ahead based on the checked data.
Benefits of PM Vishwakarma Yojana
The PM Vishwakarma Yojana offers many perks to boost artisans:
- Free Skill Training: Qualified people get training in their trades at no cost.
- Daily Pay During Training: People in training receive ₹500 per day.
- Money for Tools: The program sends ₹15,000 straight to bank accounts to help buy toolkits for trades.
- Low-Interest Loans to Start Businesses: People who qualify can get loans up to ₹300,000 with a 5% interest rate. The loan comes in two parts:
- Part 1: ₹100,000
- Part 2: ₹200,000
- Certificates and ID Cards: People who finish the program get certificates and ID cards that show their skills and trades.
The Pradhan Mantri Vishwakarma Yojana has an impact on promoting self-employment among artisans and craftsmen in India. This program provides training, money, and resources to start businesses. It aims to help members of the Vishwakarma community and boost the economy.
This scheme allows artisans to improve their skills and earn more while keeping traditional crafts alive. These crafts play a key role in India’s cultural heritage. The government shows its support for skilled workers through this program. This approach helps ensure these workers get the recognition and help they need in their work.
To get more details about eligibility how to apply, and the latest news on PM Vishwakarma Yojana 2024, people who want to know can check out pmvishwakarma.gov.in.
FAQs on PM Vishwakarma Yojana 2024
1. What is the PM Vishwakarma Yojana?
The Pradhan Mantri Vishwakarma Yojana (PMVY) is a government program that aims to empower artisans and craftsmen from the Vishwakarma community. It offers them skill training, money help, and tools to improve their ways of making a living.
2. Who can apply for the PM Vishwakarma Yojana?
To qualify for the scheme, you must:
- Be 18 years old or older.
- Work as a traditional artisan or craftsman in specific trades.
- Be the only family member applying for the scheme.
- Not have taken loans from similar government programs in the last five years (with a few exceptions).
- Hold Indian citizenship.
3. What papers do you need to apply?
You need to turn in several documents such as:
- Aadhaar Card
- Voter ID Card
- Proof of Your Job (like examples of your work or certificates)
- Your Bank Account Information
- Income Certificate
- Caste Certificate (if applicable)
4. How do I sign up for the PM Vishwakarma Yojana?
You can complete the application online or at Common Service Centres (CSCs). Here’s the process:
- Go to the official website: pmvishwakarma.gov.in.
- Sign up with your mobile number and Aadhaar Card.
- Complete the application form and add the needed documents.
- Check your application before you submit it.
- Get a confirmation text with a unique application ID.
5. What perks does this scheme offer?
The PM Vishwakarma Yojana has an influence on artisans in several ways:
- Free Skill Training with a daily stipend of ₹500 while training.
- Money help of ₹15,000 to buy toolkits.
- Low-interest loans up to ₹300,000 to set up businesses (₹100,000 in Phase 1 and ₹200,000 in Phase 2).
- Certificates and ID cards that show skills and trades.
6. How does the scheme give out loans?
The scheme gives out loans in two steps:
- Phase 1: ₹100,000
- Phase 2: ₹200,000
The loans come with a low interest rate of 5%.
7. Is there an age requirement for people who want to apply?
Yes, you need to be at least 18 years old when you register to be eligible for the scheme.
8. Can I apply if I’ve borrowed money from other government programs?
If you’ve taken loans from similar government programs in the past five years, you’re not eligible. But if you’ve paid back loans from programs like MUDRA or PM SVANidhi in full, you can apply.
9. How will they check my application?
The checking process happens at three levels:
- Local authorities (Gram Panchayat or ULB) start the checking process.
- District officials take a closer look.
- A screening committee gives the final okay based on checked information.
10. How can I learn more about the PM Vishwakarma Yojana?
Check out the official website, pmvishwakarma.gov.in, to get all the details about who can apply, how to apply, and what’s new with PM Vishwakarma Yojana 2024.
11. Which trades does this scheme cover?
The PM Vishwakarma Yojana covers many traditional trades. These include carpentry, blacksmithing, masonry, pottery, weaving, and other crafts linked to the Vishwakarma community.
12. How long does it take to process my application?
The time to process applications can change. It depends on how many people apply and how quick local checks happen. You’ll get updates about your application status through your registered mobile number or email.